5 Best Instant Personal Loan App In India 2020

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5 Best Instant Personal App In India 2020

In this post, we have listed the best 5 instant personal loan app in India, those gives you the best of the best experience. that have taken the market by storm and are changing the way Indians borrow!

1. LoanFront

LoanFront, Instant Cash Loan is a single point app that helps customers to get quick and easy online instant loans, starting from amounts as small as ₹1000 and going right up to ₹2 lakhs. The dynamic interest rate 0.05% – 0.09% Daily Interest and they will provide loans for 91-365 Days Times Periods.

Eligibility: Indian Citizen ✔, 18 years minimum Age ✔, Mobile No. should be linked to Aadhaar card, You need to log in with the same mobile no.

Required Document: Proof of Identity & Address (Aadhar or Pan Card), Income Proof (ITR or Salary Slip), 3month Bank Account Statement.

Fees & Charges: 2.25% + GST (loan Processing Charges), 5% + GST (Annual Repayment Charges), 2% (Late Repayment)

2. CASHe

CASHe enables its users to borrow from Rs. 9,000 to Rs. 3 lakh for tenure ranging from 91 days to 360 days. If you meet the eligibility criteria and submit all the documents, CASHe ensures to offer you a personal loan in just 8 minutes. Firstly you need to download the app now From (Apple or Google Play store).

Eligibility: Indian Citizen ✔, 18 years minimum Age ✔, Only Salaried Employees, Salary received directly in a bank account

Required Document: Proof of Identity & Address (Aadhar or Pan Card), Income Proof (3 months Salary Slip), 3month Bank Account Statement.

Fees & Charges: Depends on Your Loan Process.

3. KreditBee

KreditBee, personal loan of amount from Rs. 1,000 to Rs.2 Lakh varies as per the tenure of the loan. For a 91-365 days loan, 0.02%-0.1% daily flat interest rate charged (Annualized Interest Rate: maximum 36%) and for a 30 days loan, a flat interest rate of 2.96% is charged. If you meet the eligibility criteria and submit all the documents, you can get your loan amount in the same day.

Eligibility: Indian Citizen ✔, 18 years minimum Age ✔, Mobile No. should be linked to Aadhaar card, You need to log in with the same mobile no.

Required Document: Proof of Identity & Address (Aadhar Card, Pan Card, DL, Passport), Income Proof (Salary Slip certificate), 3month Bank Account Statement.

Fees & Charges: 2.25% + GST (loan Processing Charges), 5% + GST (Annual Repayment Charges), 2% (Late Repayment)

4. MoneyTap

MoneyTap. that’s India’s first credit line based instant loan app in partnership with leading banks and NBFCs. We offer you the benefits of an easy personal loan and credit card combined. Borrow any amount starting from ₹3000 to ₹5 Lakh and transfer the amount directly to your bank account.

Eligibility: Indian Citizen ✔, 23 years minimum Age ✔, Cibil Score must be greater than 680, ₹25000 salaries in hand per month

Required Document: Proof of Identity & Address (DL, Passport), Income Proof (not required), Accounts Details

Fees & Charges: 2.25% + GST (loan Processing Charges), 5% + GST (Annual Repayment Charges), 2% (Late Repayment)

5. Dhani App

Dhani App Best Personal App In India
            Best Personal App In India

Dhani is a first-of-its-kind personal loan application that provides personal loan, two-wheeler loan, Medical loan, and also Travel loan, disbursements from ₹ 1,000 to ₹ 15 lakh instantly, into your bank account using your Pan Card. Dhani aims to provide the simplest and quickest loan disbursement experience. one more thing Dhani Loan is known as full name Indiabulls Dhani.

Eligibility: Indian Citizen ✔, 18 years minimum Age ✔,

Required Document: Only Aadhar Card & Bank Details

Fees & Charges: Depends on Loan

My Better experience with my favourite Dhani Loan,

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